When you purchase a guaranteed annuity you will be certain of the income stream you will be receiving and the guarantees associated with your choice and you are forced to adjust your lifestyle accordingly. However, when you choose an investment linked living annuity where you must decide on the income stream you want to receive ( between 2.5% pa and 17.5% pa) or if you are going to use other provisions to supply an income stream, it is of utmost importance to choose the most sustainable income amount! Use the calculator on this webpage to find the correct income amount that is sustainable considering the risks you face of a longer as expected life expectancy, inflation risk, dependant life risk and investment risk!  
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